Privacy Policy

Square Meter Trust Privacy Policy

Last Updated: September 24, 2025

1. Introduction

Square Meter Trust ("we," "our," "us") is operated by BRICKS TO HOME REALTY & CONSTRUCTION LIMITED. We are committed to safeguarding the privacy and security of your personal information. This Privacy Policy explains how we collect, use, store, and disclose your information when you use the Square Meter Trust mobile application, website, and related services ("Services").

By using our Services, you consent to the practices described in this Privacy Policy.

2. Information We Collect

2.1 Information You Provide

  • Full name, email address, phone number.
  • Date of birth and residential address (for KYC).
  • Government-issued ID (e.g., NIN, Passport, Driver's License).
  • Banking details for deposits/withdrawals.
  • Profile information, preferences, and communication records.

2.2 Information Collected Automatically

  • Device identifiers, IP address, operating system.
  • App usage, session duration, and feature access.
  • Error logs and crash reports.

2.3 Information from Third Parties

  • Payment providers (e.g., Paystack) for transaction processing.
  • KYC verification services and government databases.

3. How We Use Your Information

We use your information to:

  • Create and maintain accounts.
  • Process transactions, ownership, and withdrawals.
  • Verify identity (KYC/AML compliance).
  • Provide customer support.
  • Improve app functionality and security.
  • Comply with legal and regulatory obligations.

4. Sharing of Information

We do not sell your data. We may share your information with:

  • Payment processors (e.g., Paystack).
  • Cloud service providers (for secure hosting and storage).
  • Regulators or government authorities (where legally required).
  • Professional advisors (legal, accounting, compliance).

5. Data Security

We apply strict security measures, including:

  • End-to-end encryption.
  • HTTPS/TLS secure transmission.
  • Role-based access controls.
  • Regular backups and audits.

6. Data Retention

  • Account and financial data: 7 years (per financial regulations).
  • KYC data: 5 years after account closure.
  • Support communications: 3 years.

Account Deletion: When you delete your account, data retention periods may be shortened based on the type of deletion and applicable legal requirements.

7. Your Rights

Subject to applicable law, you may:

  • Access a copy of your personal data.
  • Request corrections or deletion.
  • Restrict processing or withdraw consent.
  • Export your data in machine-readable format.

To exercise these rights, contact: privacy@brickstohomegroup.com

7.1 Account Deletion

You have the right to delete your account at any time. The deletion process depends on your financial commitments:

Complete Account Deletion

Available when you have no active financial commitments:

  • No active property ownership
  • No wallet funds
  • No pending withdrawals or transactions

Result: All your personal data, account information, and transaction history will be permanently deleted from our systems.

Account Deletion with Financial Commitments

Applied when you have active financial commitments:

  • Active property ownership (mature or immature)
  • Wallet funds
  • Pending withdrawals or transactions

What happens to your data:
• Your login and personal details will be permanently deleted
• Your uploaded documents will be permanently deleted
• Minimal financial records (such as ownership and transaction data) will be retained strictly as required by applicable financial and regulatory laws until your commitments are completed
• Once your commitments are fully settled, the remaining records will be securely deleted from our systems
• You won't be able to log back in after this action
• ⚠️ This action is irreversible
• These records cannot be used to contact you, and are stored securely for compliance purposes only

How to Delete Your Account

Account deletion is a self-service process that can be completed entirely through the app:

1

Access Security Settings

Go to Profile → Settings → Security

2

Initial Confirmation

Tap "Delete Account" and confirm in the alert dialog

3

Account Status Check

The system automatically checks for financial commitments

4

Review Commitments

If you have commitments, review what data will be preserved

5

Enter Password & Reason

Provide your current password and optional deletion reason

6

Confirm Understanding

Check the box confirming you understand the consequences

7

Final Confirmation

Confirm deletion in the final warning modal

8

Account Deleted

You're automatically logged out and redirected to login screen

⚠️ Important: Account deletion is irreversible and can be completed entirely through the app. No email support is required. Please ensure you have downloaded any important documents or statements before proceeding.

8. Children's Privacy

Our services are not for individuals under 18. We do not knowingly collect information from children.

9. International Transfers

Your information may be transferred outside Nigeria. Safeguards such as Standard Contractual Clauses or equivalent are applied.

10. Updates to Policy

We may update this Privacy Policy. Updates will be posted on our website and app.

11. Contact Us

BRICKS TO HOME REALTY & CONSTRUCTION LIMITED

Email: support@brickstohomegroup.com

Address: ENSPIRE Hub, 22 Aguiyi Ironsi Way, Maitama, Abuja, FCT, Nigeria.

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